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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,245 | $29,736-52.1% | $56,033-74.6% | $80,935-82.4% |
| Participation rate | 31.4% | 41.7%-10.3pp | 52.5%-21.1pp | 67.7%-36.3pp |
| Annual return | 21.73% | 35.28%-13.5pp | 1711.38%-1689.6pp | 35.66%-13.9pp |
| Employer contribution / active EE | $414 | $671-38.3% | $1,041-60.2% | $2,757-85.0% |
| Participant deferral / active EE | $1,256 | $1,228+2.2% | $1,954-35.7% | $4,299-70.8% |
| Admin fee / account holder | $1,740 | $2,434-28.5% | $2,827-38.5% | $6,924-74.9% |