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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,356 | $36,948-39.5% | $73,658-69.6% | $87,485-74.4% |
| Participation rate | 27.5% | 46.8%-19.4pp | 57.0%-29.6pp | 68.9%-41.5pp |
| Annual return | 24.67% | 28.64%-4.0pp | 29.72%-5.0pp | 26.06%-1.4pp |
| Employer contribution / active EE | $550 | $670-17.9% | $1,032-46.7% | $2,596-78.8% |
| Participant deferral / active EE | $1,598 | $1,379+15.9% | $2,062-22.5% | $4,274-62.6% |
| Admin fee / account holder | $1,059 | $2,531-58.2% | $3,357-68.5% | $7,775-86.4% |