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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,657 | $162,136-74.3% | $152,301-72.6% | $154,746-73.1% |
| Participation rate | 87.5% | 84.1%+3.4pp | 82.4%+5.1pp | 80.7%+6.8pp |
| Annual return | 22.37% | 91.02%-68.6pp | 80.50%-58.1pp | 172.34%-150.0pp |
| Employer contribution / active EE | $3,689 | $4,890-24.6% | $4,624-20.2% | $4,379-15.8% |
| Participant deferral / active EE | $6,331 | $8,341-24.1% | $8,004-20.9% | $6,730-5.9% |
| Admin fee / account holder | $2,885 | $15,759-81.7% | $14,398-80.0% | $14,365-79.9% |