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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,186 | $147,556-93.8% | $129,031-92.9% | $198,609-95.4% |
| Participation rate | 100.0% | 77.2%+22.8pp | 73.4%+26.6pp | 82.4%+17.6pp |
| Annual return | 15.76% | 37.41%-21.6pp | 34.67%-18.9pp | 202.70%-186.9pp |
| Employer contribution / active EE | $970 | $3,645-73.4% | $3,226-69.9% | $5,055-80.8% |
| Participant deferral / active EE | $2,669 | $5,760-53.7% | $5,217-48.9% | $6,977-61.8% |
| Admin fee / account holder | $934 | $15,467-94.0% | $13,208-92.9% | $19,030-95.1% |