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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,127 | $117,829-78.7% | $102,423-75.5% | $145,877-82.8% |
| Participation rate | 81.0% | 78.6%+2.3pp | 76.5%+4.4pp | 80.3%+0.7pp |
| Annual return | 17.49% | 31.83%-14.3pp | 29.42%-11.9pp | 551.28%-533.8pp |
| Employer contribution / active EE | $1,299 | $3,615-64.0% | $3,023-57.0% | $4,663-72.1% |
| Participant deferral / active EE | $4,532 | $5,732-20.9% | $5,054-10.3% | $6,691-32.3% |
| Admin fee / account holder | $1,508 | $13,335-88.7% | $9,455-84.0% | $13,402-88.7% |