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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,106 | $114,119-92.0% | $107,187-91.5% | $138,895-93.4% |
| Participation rate | 66.7% | 78.1%-11.4pp | 75.0%-8.4pp | 79.9%-13.3pp |
| Annual return | 55.90% | 273.21%-217.3pp | 204.55%-148.6pp | 145.39%-89.5pp |
| Employer contribution / active EE | $1,770 | $4,059-56.4% | $3,782-53.2% | $4,194-57.8% |
| Participant deferral / active EE | $2,655 | $5,538-52.1% | $5,096-47.9% | $6,396-58.5% |
| Admin fee / account holder | $363 | $10,024-96.4% | $9,162-96.0% | $12,562-97.1% |