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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,712 | $75,541-91.1% | $152,093-95.6% | $82,637-91.9% |
| Participation rate | 82.1% | 66.5%+15.6pp | 77.8%+4.4pp | 68.1%+14.1pp |
| Annual return | 92.70% | 32.56%+60.1pp | 66.36%+26.3pp | 53.51%+39.2pp |
| Employer contribution / active EE | $1,234 | $2,622-52.9% | $4,175-70.4% | $2,552-51.6% |
| Participant deferral / active EE | $1,753 | $3,206-45.3% | $5,451-67.8% | $4,126-57.5% |
| Admin fee / account holder | $371 | $6,405-94.2% | $14,497-97.4% | $7,339-94.9% |