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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,166 | $134,817-58.3% | $123,973-54.7% | $155,188-63.8% |
| Participation rate | 80.0% | 79.4%+0.6pp | 76.7%+3.3pp | 80.8%-0.8pp |
| Annual return | 17.69% | 515.49%-497.8pp | 388.13%-370.4pp | 148.84%-131.1pp |
| Employer contribution / active EE | $2,853 | $4,425-35.5% | $4,126-30.8% | $4,248-32.8% |
| Participant deferral / active EE | $11,481 | $5,706+101.2% | $5,247+118.8% | $6,531+75.8% |
| Admin fee / account holder | $7,249 | $13,245-45.3% | $11,799-38.6% | $14,480-49.9% |