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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,166 | $129,737-56.7% | $119,126-52.9% | $154,746-63.7% |
| Participation rate | 80.0% | 78.9%+1.1pp | 75.8%+4.2pp | 80.7%-0.7pp |
| Annual return | 17.69% | 379.08%-361.4pp | 282.11%-264.4pp | 172.34%-154.6pp |
| Employer contribution / active EE | $2,853 | $4,375-34.8% | $4,034-29.3% | $4,379-34.8% |
| Participant deferral / active EE | $11,481 | $5,842+96.5% | $5,318+115.9% | $6,730+70.6% |
| Admin fee / account holder | $7,249 | $11,961-39.4% | $10,693-32.2% | $14,365-49.5% |