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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,639 | $95,959-38.9% | $97,411-39.8% | $138,895-57.8% |
| Participation rate | 81.8% | 81.8%0pp | 80.4%+1.4pp | 79.9%+1.9pp |
| Annual return | 25.06% | 29.30%-4.2pp | 34.72%-9.7pp | 145.39%-120.3pp |
| Employer contribution / active EE | $6,036 | $4,278+41.1% | $4,210+43.4% | $4,194+43.9% |
| Participant deferral / active EE | $13,021 | $5,876+121.6% | $5,886+121.2% | $6,396+103.6% |
| Admin fee / account holder | $2,622 | $7,555-65.3% | $7,145-63.3% | $12,562-79.1% |