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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,249 | $142,354-97.7% | $125,529-97.4% | $155,188-97.9% |
| Participation rate | 100.0% | 78.1%+21.9pp | 74.7%+25.3pp | 80.8%+19.2pp |
| Annual return | 8.63% | 306.06%-297.4pp | 202.56%-193.9pp | 148.84%-140.2pp |
| Employer contribution / active EE | $971 | $3,501-72.3% | $3,058-68.2% | $4,248-77.1% |
| Participant deferral / active EE | $971 | $5,491-82.3% | $4,813-79.8% | $6,531-85.1% |
| Admin fee / account holder | $2,933 | $19,392-84.9% | $16,298-82.0% | $14,480-79.7% |