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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,510 | $201,344-76.9% | $184,243-74.8% | $145,877-68.1% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 16.82% | 29.01%-12.2pp | 28.82%-12.0pp | 551.28%-534.5pp |
| Employer contribution / active EE | $8,830 | $7,022+25.7% | $6,427+37.4% | $4,663+89.4% |
| Participant deferral / active EE | $5,537 | $9,807-43.5% | $9,132-39.4% | $6,691-17.2% |
| Admin fee / account holder | $883 | $16,382-94.6% | $13,914-93.7% | $13,402-93.4% |