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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,192 | $275,752-75.3% | $256,809-73.4% | $198,609-65.7% |
| Participation rate | 75.0% | 89.2%-14.2pp | 88.5%-13.5pp | 82.4%-7.4pp |
| Annual return | 22.17% | 34.81%-12.6pp | 32.73%-10.6pp | 202.70%-180.5pp |
| Employer contribution / active EE | $3,787 | $7,721-51.0% | $7,263-47.9% | $5,055-25.1% |
| Participant deferral / active EE | $12,281 | $10,037+22.4% | $9,520+29.0% | $6,977+76.0% |
| Admin fee / account holder | $438 | $25,716-98.3% | $25,146-98.3% | $19,030-97.7% |