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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,192 | $223,823-69.5% | $211,142-67.7% | $154,746-55.9% |
| Participation rate | 75.0% | 87.9%-12.9pp | 87.3%-12.3pp | 80.7%-5.7pp |
| Annual return | 22.17% | 50.39%-28.2pp | 46.84%-24.7pp | 172.34%-150.2pp |
| Employer contribution / active EE | $3,787 | $6,787-44.2% | $6,442-41.2% | $4,379-13.5% |
| Participant deferral / active EE | $12,281 | $9,750+26.0% | $9,284+32.3% | $6,730+82.5% |
| Admin fee / account holder | $438 | $19,707-97.8% | $19,076-97.7% | $14,365-97.0% |