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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,124 | $102,385+4.6% | $147,080-27.2% | $80,935+32.4% |
| Participation rate | 60.0% | 75.9%-15.9pp | 82.2%-22.2pp | 67.7%-7.7pp |
| Annual return | 25.17% | 135.09%-109.9pp | 420.17%-395.0pp | 35.66%-10.5pp |
| Employer contribution / active EE | $3,385 | $3,717-8.9% | $4,933-31.4% | $2,757+22.8% |
| Participant deferral / active EE | $8,483 | $6,651+27.5% | $8,066+5.2% | $4,299+97.3% |
| Admin fee / account holder | $7,980 | $7,951+0.4% | $12,989-38.6% | $6,924+15.2% |