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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,124 | $102,393+4.6% | $147,041-27.1% | $80,911+32.4% |
| Participation rate | 60.0% | 75.9%-15.9pp | 82.2%-22.2pp | 67.6%-7.6pp |
| Annual return | 25.17% | 134.95%-109.8pp | 419.21%-394.0pp | 35.63%-10.5pp |
| Employer contribution / active EE | $3,385 | $3,715-8.9% | $4,935-31.4% | $2,756+22.8% |
| Participant deferral / active EE | $8,483 | $6,647+27.6% | $8,071+5.1% | $4,297+97.4% |
| Admin fee / account holder | $7,980 | $7,943+0.5% | $13,006-38.6% | $6,935+15.1% |