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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,509 | $174,379-86.5% | $152,093-84.5% | $138,895-83.1% |
| Participation rate | 85.7% | 81.6%+4.1pp | 77.8%+7.9pp | 79.9%+5.8pp |
| Annual return | 23.08% | 74.86%-51.8pp | 66.36%-43.3pp | 145.39%-122.3pp |
| Employer contribution / active EE | $3,524 | $4,652-24.2% | $4,175-15.6% | $4,194-16.0% |
| Participant deferral / active EE | $5,351 | $6,159-13.1% | $5,451-1.8% | $6,396-16.3% |
| Admin fee / account holder | $341 | $16,880-98.0% | $14,497-97.6% | $12,562-97.3% |