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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,240 | $86,922-80.2% | $102,438-83.2% | $80,874-78.7% |
| Participation rate | 98.4% | 72.4%+26.1pp | 76.5%+21.9pp | 67.6%+30.8pp |
| Annual return | 28.19% | 18.90%+9.3pp | 29.37%-1.2pp | 35.62%-7.4pp |
| Employer contribution / active EE | $725 | $2,369-69.4% | $3,024-76.0% | $2,756-73.7% |
| Participant deferral / active EE | $2,252 | $4,119-45.3% | $5,054-55.4% | $4,297-47.6% |
| Admin fee / account holder | $3,662 | $8,050-54.5% | $9,448-61.2% | $6,935-47.2% |