Retirement plan

CHARTER CHAMPIONS OF ROCHESTER 401(K) PLAN

Name: CHARTER CHAMPIONS OF ROCHESTER - CHARTER CHAMPIONS OF ROCHESTER 401(K) PLAN (2025) Form 5500
Creator: CHARTER CHAMPIONS OF ROCHESTER
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, CHARTER CHAMPIONS OF ROCHESTER 401(K) PLAN, CHARTER CHAMPIONS OF ROCHESTER

CHARTER CHAMPIONS OF ROCHESTEREIN 88-3545358Plan #001PY 2025

1100 SOUTH GOODMAN STE 200 - ROCHESTER, NY 14620585-202-7757

Prospect flagsLow participation

How to read this page

Total assets (EOY)

$102K

+149.5% from 2024

Total participants

+50.0% from 2024

Average account balance

$50,762

+149.5% from 2024

Annual return

81.77%

+16.13 pp from 2024

Benchmarks

See 1,950 peers

Peer group

Industry61 - Educational Services

Plan typeDefined contribution

Participants<25

Cohort1,950 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$102K

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$51K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

66.7%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$28K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$9K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+81.77%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$36

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2J2F2G3D2T

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.

Expense breakdown

Schedule H Part II

Admin total

$72

$24 / participant

Other / not subdivided$72100.0%

% of EOY assets

0.071%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$50,762

$96,123-47.2%

$77,361-34.4%

$198,609-74.4%

Participation rate

66.7%

81.1%-14.5pp

75.0%-8.3pp

82.4%-15.7pp

Annual return

81.77%

2054.81%-1973.0pp

1011.54%-929.8pp

202.70%-120.9pp

Employer contribution / active EE

$3,383

$3,791-10.7%

$2,990+13.2%

$5,055-33.1%

Participant deferral / active EE

$5,800

$4,975+16.6%

$3,911+48.3%

$6,977-16.9%

Admin fee / account holder

$36

$9,471-99.6%

$5,894-99.4%

$19,030-99.8%

CHARTER CHAMPIONS OF ROCHESTER 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

CHARTER CHAMPIONS OF ROCHESTER 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion