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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,344 | $78,690-86.9% | $161,489-93.6% | $87,485-88.2% |
| Participation rate | 88.0% | 67.5%+20.5pp | 78.7%+9.3pp | 68.9%+19.1pp |
| Annual return | 25.35% | 32.74%-7.4pp | 89.72%-64.4pp | 26.06%-0.7pp |
| Employer contribution / active EE | $1,391 | $2,588-46.2% | $4,268-67.4% | $2,596-46.4% |
| Participant deferral / active EE | $3,521 | $3,311+6.4% | $5,630-37.5% | $4,274-17.6% |
| Admin fee / account holder | $550 | $6,724-91.8% | $16,006-96.6% | $7,775-92.9% |