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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,150 | $99,380-70.7% | $90,312-67.7% | $155,188-81.2% |
| Participation rate | 86.7% | 77.3%+9.3pp | 72.9%+13.8pp | 80.8%+5.9pp |
| Annual return | 25.04% | 19.35%+5.7pp | 18.90%+6.1pp | 148.84%-123.8pp |
| Employer contribution / active EE | $2,808 | $2,390+17.5% | $2,243+25.2% | $4,248-33.9% |
| Participant deferral / active EE | $7,997 | $4,212+89.9% | $3,749+113.3% | $6,531+22.4% |
| Admin fee / account holder | $313 | $9,766-96.8% | $8,248-96.2% | $14,480-97.8% |