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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,336 | $138,312-86.0% | $122,979-84.3% | $155,188-87.5% |
| Participation rate | 70.6% | 80.2%-9.6pp | 77.2%-6.6pp | 80.8%-10.2pp |
| Annual return | 56.59% | 22.06%+34.5pp | 20.12%+36.5pp | 148.84%-92.2pp |
| Employer contribution / active EE | $2,416 | $3,530-31.6% | $3,062-21.1% | $4,248-43.1% |
| Participant deferral / active EE | $3,418 | $5,592-38.9% | $5,003-31.7% | $6,531-47.7% |
| Admin fee / account holder | $851 | $15,089-94.4% | $12,864-93.4% | $14,480-94.1% |