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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,934 | $181,062-91.8% | $158,223-90.6% | $155,188-90.4% |
| Participation rate | 100.0% | 82.7%+17.3pp | 79.2%+20.8pp | 80.8%+19.2pp |
| Annual return | 22.18% | 57.39%-35.2pp | 52.09%-29.9pp | 148.84%-126.7pp |
| Employer contribution / active EE | $1,610 | $4,565-64.7% | $4,109-60.8% | $4,248-62.1% |
| Participant deferral / active EE | $1,435 | $6,134-76.6% | $5,467-73.8% | $6,531-78.0% |
| Admin fee / account holder | $3,851 | $18,825-79.5% | $16,047-76.0% | $14,480-73.4% |