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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,020 | $74,535-66.4% | $100,712-75.2% | $82,637-69.7% |
| Participation rate | 93.3% | 61.2%+32.2pp | 69.3%+24.1pp | 68.1%+25.3pp |
| Annual return | 15.31% | 18.92%-3.6pp | 33.27%-18.0pp | 53.51%-38.2pp |
| Employer contribution / active EE | $2,358 | $1,503+56.9% | $2,313+1.9% | $2,552-7.6% |
| Participant deferral / active EE | $5,509 | $3,074+79.2% | $4,085+34.8% | $4,126+33.5% |
| Admin fee / account holder | $2,484 | $6,576-62.2% | $9,256-73.2% | $7,339-66.2% |