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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,144 | $106,524-19.1% | $152,301-43.4% | $87,485-1.5% |
| Participation rate | 97.1% | 75.8%+21.4pp | 82.4%+14.7pp | 68.9%+28.2pp |
| Annual return | 19.72% | 26.89%-7.2pp | 80.50%-60.8pp | 26.06%-6.3pp |
| Employer contribution / active EE | $1,792 | $3,371-46.8% | $4,624-61.2% | $2,596-31.0% |
| Participant deferral / active EE | $11,592 | $6,525+77.7% | $8,004+44.8% | $4,274+171.3% |
| Admin fee / account holder | $2,464 | $8,287-70.3% | $14,398-82.9% | $7,775-68.3% |