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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,303 | $124,425-56.4% | $112,040-51.5% | $137,256-60.4% |
| Participation rate | 83.3% | 79.3%+4.0pp | 76.5%+6.8pp | 80.0%+3.4pp |
| Annual return | 16.58% | 24.72%-8.1pp | 24.52%-7.9pp | 220.34%-203.8pp |
| Employer contribution / active EE | $2,500 | $3,411-26.7% | $2,954-15.4% | $4,156-39.8% |
| Participant deferral / active EE | $4,829 | $5,718-15.6% | $5,098-5.3% | $6,407-24.6% |
| Admin fee / account holder | $1,297 | $15,207-91.5% | $12,098-89.3% | $12,270-89.4% |