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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,874 | $156,398-90.5% | $147,318-89.9% | $138,895-89.3% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 38.22% | 78.75%-40.5pp | 70.43%-32.2pp | 145.39%-107.2pp |
| Employer contribution / active EE | $4,028 | $4,853-17.0% | $4,593-12.3% | $4,194-4.0% |
| Participant deferral / active EE | $7,410 | $8,237-10.0% | $7,906-6.3% | $6,396+15.8% |
| Admin fee / account holder | $2,164 | $14,976-85.6% | $13,708-84.2% | $12,562-82.8% |