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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,874 | $155,555-90.4% | $146,866-89.9% | $155,188-90.4% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.5%+17.5pp | 80.8%+19.2pp |
| Annual return | 38.22% | 115.41%-77.2pp | 102.85%-64.6pp | 148.84%-110.6pp |
| Employer contribution / active EE | $4,028 | $4,647-13.3% | $4,425-9.0% | $4,248-5.2% |
| Participant deferral / active EE | $7,410 | $8,044-7.9% | $7,759-4.5% | $6,531+13.5% |
| Admin fee / account holder | $2,164 | $14,755-85.3% | $13,620-84.1% | $14,480-85.1% |