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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $991 | $88,754-98.9% | $81,820-98.8% | $145,877-99.3% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 20.50% | 1031.77%-1011.3pp | 777.93%-757.4pp | 551.28%-530.8pp |
| Employer contribution / active EE | $671 | $3,085-78.3% | $2,915-77.0% | $4,663-85.6% |
| Participant deferral / active EE | $800 | $4,648-82.8% | $4,323-81.5% | $6,691-88.0% |
| Admin fee / account holder | $24,892 | $8,424+195.5% | $7,391+236.8% | $13,402+85.7% |