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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,143 | $72,071-95.6% | $68,368-95.4% | $137,256-97.7% |
| Participation rate | 50.0% | 76.2%-26.2pp | 73.8%-23.8pp | 80.0%-30.0pp |
| Annual return | 36.47% | 353.14%-316.7pp | 292.57%-256.1pp | 220.34%-183.9pp |
| Employer contribution / active EE | $1,556 | $2,788-44.2% | $2,649-41.3% | $4,156-62.6% |
| Participant deferral / active EE | $3,138 | $4,410-28.8% | $4,123-23.9% | $6,407-51.0% |
| Admin fee / account holder | $25 | $5,336-99.5% | $5,150-99.5% | $12,270-99.8% |