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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,913 | $77,472-62.7% | $100,392-71.2% | $80,935-64.3% |
| Participation rate | 97.2% | 76.9%+20.3pp | 81.5%+15.7pp | 67.7%+29.6pp |
| Annual return | 50.46% | 37.26%+13.2pp | 49.45%+1.0pp | 35.66%+14.8pp |
| Employer contribution / active EE | $3,927 | $2,800+40.2% | $3,941-0.4% | $2,757+42.5% |
| Participant deferral / active EE | $9,623 | $6,818+41.1% | $8,090+18.9% | $4,299+123.8% |
| Admin fee / account holder | $1,775 | $5,885-69.8% | $7,904-77.5% | $6,924-74.4% |