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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,071 | $78,197-43.6% | $98,090-55.1% | $82,637-46.7% |
| Participation rate | 100.0% | 77.5%+22.5pp | 81.5%+18.5pp | 68.1%+31.9pp |
| Annual return | 39.88% | 40.25%-0.4pp | 37.05%+2.8pp | 53.51%-13.6pp |
| Employer contribution / active EE | $4,896 | $2,605+88.0% | $3,606+35.8% | $2,552+91.8% |
| Participant deferral / active EE | $11,960 | $6,636+80.2% | $7,845+52.5% | $4,126+189.9% |
| Admin fee / account holder | $5,659 | $14,832-61.8% | $11,815-52.1% | $7,339-22.9% |