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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,341 | $160,040-94.8% | $147,096-94.3% | $145,877-94.3% |
| Participation rate | 75.0% | 84.0%-9.0pp | 82.2%-7.2pp | 80.3%-5.3pp |
| Annual return | 10.51% | 98.49%-88.0pp | 419.75%-409.2pp | 551.28%-540.8pp |
| Employer contribution / active EE | $2,075 | $5,289-60.8% | $4,936-58.0% | $4,663-55.5% |
| Participant deferral / active EE | $7,177 | $8,429-14.9% | $8,071-11.1% | $6,691+7.3% |
| Admin fee / account holder | $6,210 | $15,050-58.7% | $13,005-52.2% | $13,402-53.7% |