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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,341 | $160,070-94.8% | $147,117-94.3% | $145,897-94.3% |
| Participation rate | 75.0% | 84.0%-9.0pp | 82.2%-7.2pp | 80.3%-5.3pp |
| Annual return | 10.51% | 98.69%-88.2pp | 420.54%-410.0pp | 552.29%-541.8pp |
| Employer contribution / active EE | $2,075 | $5,285-60.7% | $4,932-57.9% | $4,663-55.5% |
| Participant deferral / active EE | $7,177 | $8,419-14.8% | $8,065-11.0% | $6,689+7.3% |
| Admin fee / account holder | $6,210 | $15,035-58.7% | $12,993-52.2% | $13,390-53.6% |