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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,699 | $160,070-28.3% | $147,117-22.0% | $145,897-21.4% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 5.77% | 98.69%-92.9pp | 420.54%-414.8pp | 552.29%-546.5pp |
| Employer contribution / active EE | $24,800 | $5,285+369.3% | $4,932+402.8% | $4,663+431.9% |
| Participant deferral / active EE | $21,460 | $8,419+154.9% | $8,065+166.1% | $6,689+220.8% |
| Admin fee / account holder | $25,895 | $15,035+72.2% | $12,993+99.3% | $13,390+93.4% |