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| Provider | Service type | Compensation |
|---|---|---|
USI INSURANCE SERVICES LLC2+ years Filed as: USI CONSULTING GROUP Service code 12 · EIN 06-1053228 | Recordkeeping fees; Trustee (directed... | $6,021 |
6 funds of $250K or more; 17 lines in all, holding $3.8M of the plan's $3.8M. From the 2024 filing. Recordkeeper: Not identified.
Target-date series: Fidelity Freedom, mutual fund, 50% of fund dollars
| Fund | Dollars | % of funds% |
|---|---|---|
| Fidelity Freedom Fidelity (FMR) · Mutual fund Target-date, 10 vintages | $1.9M | 49.6% |
| John Hancock Discovery Value Mid Cap John Hancock (Manulife) · Mutual fund | $516K | 13.5% |
| Columbia Dividend Income Fund Ameriprise (Columbia Threadneedle) · Mutual fund | $478K | 12.5% |
| Vanguard 500 Index Fund Admiral Shares Vanguard · Mutual fund Index | $260K | 6.8% |
| Schwab Prudential (PGIM) · Mutual fund | $110K | 2.9% |
| Vanguard Mid-Cap Index Fund Admiral Shares Vanguard · Mutual fund Index | $100K | 2.6% |
| Fidelity Advisor Growth Opportunity Fund Fidelity (FMR) · Mutual fund | $93K | 2.4% |
| Vanguard Small-Cap Growth Index Fund Admiral Shares Vanguard · Mutual fund Index | $73K | 1.9% |
| Vanguard Small-Cap Value Index Fund Admiral Shares Vanguard · Mutual fund Index | $70K | 1.8% |
| Nomura Mid Cap Growth Fund Macquarie / Nomura · Mutual fund | $66K | 1.7% |
Covers 61,314 large plans that list their funds in their annual filing. Updated Nov 2, 2026. Shares describe these plans, not the whole market.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.