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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,163 | $111,814+28.0% | $103,378+38.5% | $145,978-1.9% |
| Participation rate | 83.3% | 77.9%+5.4pp | 74.5%+8.8pp | 80.3%+3.0pp |
| Annual return | 26.83% | 24.80%+2.0pp | 24.91%+1.9pp | 550.52%-523.7pp |
| Employer contribution / active EE | $2,460 | $4,215-41.6% | $3,870-36.4% | $4,662-47.2% |
| Participant deferral / active EE | $5,928 | $5,618+5.5% | $5,058+17.2% | $6,690-11.4% |
| Admin fee / account holder | $1,204 | $9,764-87.7% | $8,401-85.7% | $13,400-91.0% |