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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,281 | $102,422-30.4% | $147,117-51.5% | $80,959-12.0% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 15.97% | 135.16%-119.2pp | 420.54%-404.6pp | 35.67%-19.7pp |
| Employer contribution / active EE | $7,932 | $3,717+113.4% | $4,932+60.8% | $2,757+187.7% |
| Participant deferral / active EE | $17,110 | $6,652+157.2% | $8,065+112.2% | $4,300+297.9% |
| Admin fee / account holder | $2,217 | $7,953-72.1% | $12,993-82.9% | $6,925-68.0% |