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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,846 | $156,398-72.0% | $147,318-70.2% | $138,895-68.4% |
| Participation rate | 66.7% | 83.8%-17.1pp | 82.1%-15.4pp | 79.9%-13.3pp |
| Annual return | 15.77% | 78.75%-63.0pp | 70.43%-54.7pp | 145.39%-129.6pp |
| Employer contribution / active EE | $1,239 | $4,853-74.5% | $4,593-73.0% | $4,194-70.5% |
| Participant deferral / active EE | $6,689 | $8,237-18.8% | $7,906-15.4% | $6,396+4.6% |
| Admin fee / account holder | $215 | $14,976-98.6% | $13,708-98.4% | $12,562-98.3% |