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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,978 | $166,242-79.6% | $165,071-79.4% | $145,884-76.7% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 12.98% | 100.44%-87.5pp | 70.17%-57.2pp | 551.85%-538.9pp |
| Employer contribution / active EE | $1,338 | $5,283-74.7% | $4,347-69.2% | $4,662-71.3% |
| Participant deferral / active EE | $6,023 | $6,964-13.5% | $6,035-0.2% | $6,690-10.0% |
| Admin fee / account holder | $5,037 | $16,658-69.8% | $12,695-60.3% | $13,392-62.4% |