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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,306 | $156,398-19.2% | $147,318-14.3% | $138,895-9.1% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 17.49% | 78.75%-61.3pp | 70.43%-52.9pp | 145.39%-127.9pp |
| Employer contribution / active EE | $8,390 | $4,853+72.9% | $4,593+82.7% | $4,194+100.0% |
| Participant deferral / active EE | $16,531 | $8,237+100.7% | $7,906+109.1% | $6,396+158.5% |
| Admin fee / account holder | $2,460 | $14,976-83.6% | $13,708-82.1% | $12,562-80.4% |