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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,254 | $143,969-20.6% | $199,883-42.8% | $82,637+38.3% |
| Participation rate | 100.0% | 84.1%+15.9pp | 86.8%+13.2pp | 68.1%+31.9pp |
| Annual return | 34.60% | 25.67%+8.9pp | 43.81%-9.2pp | 53.51%-18.9pp |
| Employer contribution / active EE | $5,577 | $4,632+20.4% | $6,261-10.9% | $2,552+118.5% |
| Participant deferral / active EE | $11,147 | $6,937+60.7% | $9,138+22.0% | $4,126+170.1% |
| Admin fee / account holder | $15,167 | $14,597+3.9% | $17,268-12.2% | $7,339+106.7% |