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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,597 | $88,778-73.4% | $81,844-71.2% | $145,884-83.8% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 4.42% | 1033.03%-1028.6pp | 778.87%-774.4pp | 551.85%-547.4pp |
| Employer contribution / active EE | $3,100 | $3,087+0.4% | $2,916+6.3% | $4,662-33.5% |
| Participant deferral / active EE | $5,076 | $4,648+9.2% | $4,323+17.4% | $6,690-24.1% |
| Admin fee / account holder | $28,326 | $8,430+236.0% | $7,355+285.1% | $13,392+111.5% |