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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,271 | $76,407-97.0% | $150,298-98.5% | $82,448-97.2% |
| Participation rate | 96.0% | 66.4%+29.6pp | 77.8%+18.2pp | 68.1%+27.9pp |
| Annual return | 20.79% | 39.99%-19.2pp | 62.79%-42.0pp | 41.64%-20.9pp |
| Employer contribution / active EE | $918 | $2,614-64.9% | $4,154-77.9% | $2,551-64.0% |
| Participant deferral / active EE | $1,473 | $3,214-54.2% | $5,453-73.0% | $4,139-64.4% |
| Admin fee / account holder | $389 | $6,352-93.9% | $14,116-97.2% | $7,234-94.6% |