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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,271 | $75,541-97.0% | $152,093-98.5% | $82,637-97.3% |
| Participation rate | 96.0% | 66.5%+29.5pp | 77.8%+18.2pp | 68.1%+27.9pp |
| Annual return | 20.79% | 32.56%-11.8pp | 66.36%-45.6pp | 53.51%-32.7pp |
| Employer contribution / active EE | $918 | $2,622-65.0% | $4,175-78.0% | $2,552-64.0% |
| Participant deferral / active EE | $1,473 | $3,206-54.1% | $5,451-73.0% | $4,126-64.3% |
| Admin fee / account holder | $389 | $6,405-93.9% | $14,497-97.3% | $7,339-94.7% |