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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,682 | $79,894+12.3% | $135,792-34.0% | $82,637+8.5% |
| Participation rate | 74.4% | 63.0%+11.4pp | 72.6%+1.8pp | 68.1%+6.3pp |
| Annual return | 10.83% | 17.20%-6.4pp | 25.96%-15.1pp | 53.51%-42.7pp |
| Employer contribution / active EE | $561 | $2,165-74.1% | $3,496-83.9% | $2,552-78.0% |
| Participant deferral / active EE | $7,527 | $3,194+135.7% | $4,759+58.1% | $4,126+82.4% |
| Admin fee / account holder | $23,557 | $6,434+266.1% | $12,266+92.1% | $7,339+221.0% |