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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,327 | $160,040-77.9% | $147,096-76.0% | $145,877-75.8% |
| Participation rate | 77.8% | 84.0%-6.2pp | 82.2%-4.4pp | 80.3%-2.5pp |
| Annual return | 12.60% | 98.49%-85.9pp | 419.75%-407.1pp | 551.28%-538.7pp |
| Employer contribution / active EE | $1,713 | $5,289-67.6% | $4,936-65.3% | $4,663-63.3% |
| Participant deferral / active EE | $4,727 | $8,429-43.9% | $8,071-41.4% | $6,691-29.3% |
| Admin fee / account holder | $5,778 | $15,050-61.6% | $13,005-55.6% | $13,402-56.9% |