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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,698 | $98,652-23.3% | $142,942-47.0% | $82,448-8.2% |
| Participation rate | 95.6% | 72.8%+22.9pp | 76.8%+18.8pp | 68.1%+27.5pp |
| Annual return | 39.44% | 22.65%+16.8pp | 113.70%-74.3pp | 41.64%-2.2pp |
| Employer contribution / active EE | $11,715 | $3,211+264.9% | $4,139+183.0% | $2,551+359.2% |
| Participant deferral / active EE | $18,059 | $5,580+223.6% | $7,128+153.4% | $4,139+336.3% |
| Admin fee / account holder | $6,157 | $8,078-23.8% | $12,475-50.6% | $7,234-14.9% |