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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,945 | $96,236-50.2% | $133,698-64.1% | $80,959-40.8% |
| Participation rate | 96.2% | 71.2%+25.0pp | 76.4%+19.8pp | 67.7%+28.5pp |
| Annual return | 27.04% | 28.74%-1.7pp | 580.90%-553.9pp | 35.67%-8.6pp |
| Employer contribution / active EE | $7,715 | $3,350+130.3% | $4,218+82.9% | $2,757+179.8% |
| Participant deferral / active EE | $14,487 | $5,709+153.8% | $7,016+106.5% | $4,300+236.9% |
| Admin fee / account holder | $4,144 | $8,250-49.8% | $6,703-38.2% | $6,925-40.2% |