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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,530 | $167,030-99.1% | $135,768-98.9% | $155,188-99.0% |
| Participation rate | 72.7% | 76.2%-3.4pp | 71.1%+1.6pp | 80.8%-8.1pp |
| Annual return | 89.85% | 678.39%-588.5pp | 526.10%-436.3pp | 148.84%-59.0pp |
| Employer contribution / active EE | $64 | $4,132-98.4% | $3,394-98.1% | $4,248-98.5% |
| Participant deferral / active EE | $633 | $4,528-86.0% | $3,977-84.1% | $6,531-90.3% |
| Admin fee / account holder | $492 | $8,172-94.0% | $7,048-93.0% | $14,480-96.6% |