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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,530 | $162,529-99.1% | $130,788-98.8% | $154,746-99.0% |
| Participation rate | 72.7% | 75.9%-3.1pp | 70.1%+2.6pp | 80.7%-8.0pp |
| Annual return | 89.85% | 510.48%-420.6pp | 386.44%-296.6pp | 172.34%-82.5pp |
| Employer contribution / active EE | $64 | $4,447-98.6% | $3,558-98.2% | $4,379-98.5% |
| Participant deferral / active EE | $633 | $4,808-86.8% | $4,137-84.7% | $6,730-90.6% |
| Admin fee / account holder | $492 | $7,669-93.6% | $6,673-92.6% | $14,365-96.6% |