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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,043 | $185,312-91.9% | $161,489-90.7% | $154,746-90.3% |
| Participation rate | 72.2% | 82.5%-10.2pp | 78.7%-6.5pp | 80.7%-8.5pp |
| Annual return | 22.32% | 103.84%-81.5pp | 89.72%-67.4pp | 172.34%-150.0pp |
| Employer contribution / active EE | $1,733 | $4,769-63.7% | $4,268-59.4% | $4,379-60.4% |
| Participant deferral / active EE | $2,929 | $6,350-53.9% | $5,630-48.0% | $6,730-56.5% |
| Admin fee / account holder | $361 | $18,654-98.1% | $16,006-97.7% | $14,365-97.5% |