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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,881 | $174,379-72.0% | $152,093-67.9% | $138,895-64.8% |
| Participation rate | 77.8% | 81.6%-3.9pp | 77.8%0pp | 79.9%-2.1pp |
| Annual return | 20.06% | 74.86%-54.8pp | 66.36%-46.3pp | 145.39%-125.3pp |
| Employer contribution / active EE | $5,193 | $4,652+11.6% | $4,175+24.4% | $4,194+23.8% |
| Participant deferral / active EE | $3,230 | $6,159-47.6% | $5,451-40.8% | $6,396-49.5% |
| Admin fee / account holder | $845 | $16,880-95.0% | $14,497-94.2% | $12,562-93.3% |