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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,467 | $156,398-83.7% | $147,318-82.7% | $138,895-81.7% |
| Participation rate | 70.0% | 83.8%-13.8pp | 82.1%-12.1pp | 79.9%-9.9pp |
| Annual return | 27.70% | 78.75%-51.0pp | 70.43%-42.7pp | 145.39%-117.7pp |
| Employer contribution / active EE | $3,136 | $4,853-35.4% | $4,593-31.7% | $4,194-25.2% |
| Participant deferral / active EE | $6,867 | $8,237-16.6% | $7,906-13.2% | $6,396+7.4% |
| Admin fee / account holder | $1,281 | $14,976-91.4% | $13,708-90.7% | $12,562-89.8% |