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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,215 | $174,379-69.5% | $152,093-65.0% | $138,895-61.7% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 10.44% | 74.86%-64.4pp | 66.36%-55.9pp | 145.39%-135.0pp |
| Employer contribution / active EE | $7,453 | $4,652+60.2% | $4,175+78.5% | $4,194+77.7% |
| Participant deferral / active EE | $8,147 | $6,159+32.3% | $5,451+49.4% | $6,396+27.4% |
| Admin fee / account holder | $4,118 | $16,880-75.6% | $14,497-71.6% | $12,562-67.2% |