Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 3-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,253 | $111,535-93.5% | $105,223-93.1% | $137,256-94.7% |
| Participation rate | 53.8% | 78.1%-24.2pp | 75.0%-21.2pp | 80.0%-26.1pp |
| Annual return | 16.70% | 237.85%-221.2pp | 180.65%-164.0pp | 220.34%-203.6pp |
| Employer contribution / active EE | $1,073 | $3,939-72.8% | $3,689-70.9% | $4,156-74.2% |
| Participant deferral / active EE | $1,365 | $5,500-75.2% | $5,072-73.1% | $6,407-78.7% |
| Admin fee / account holder | $1,732 | $9,721-82.2% | $8,859-80.4% | $12,270-85.9% |