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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,598 | $225,673-97.5% | $203,872-97.3% | $155,188-96.4% |
| Participation rate | 100.0% | 80.3%+19.7pp | 77.8%+22.2pp | 80.8%+19.2pp |
| Annual return | 19.92% | 95.91%-76.0pp | 85.11%-65.2pp | 148.84%-128.9pp |
| Employer contribution / active EE | $2,359 | $4,099-42.4% | $3,757-37.2% | $4,248-44.5% |
| Participant deferral / active EE | $3,501 | $6,893-49.2% | $6,388-45.2% | $6,531-46.4% |
| Admin fee / account holder | $1,639 | $12,327-86.7% | $11,730-86.0% | $14,480-88.7% |