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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,835 | $126,113-13.7% | $116,096-6.3% | $155,188-29.9% |
| Participation rate | 100.0% | 75.1%+24.9pp | 73.3%+26.7pp | 80.8%+19.2pp |
| Annual return | 23.01% | 391.72%-368.7pp | 326.25%-303.2pp | 148.84%-125.8pp |
| Employer contribution / active EE | $12,931 | $2,672+384.0% | $2,503+416.5% | $4,248+204.4% |
| Participant deferral / active EE | $20,294 | $4,162+387.6% | $3,952+413.5% | $6,531+210.7% |
| Admin fee / account holder | $399 | $8,045-95.0% | $7,704-94.8% | $14,480-97.2% |