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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,516 | $172,111-73.6% | $150,298-69.7% | $137,256-66.8% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 72.77% | 69.37%+3.4pp | 62.79%+10.0pp | 220.34%-147.6pp |
| Employer contribution / active EE | $16,010 | $4,636+245.3% | $4,154+285.4% | $4,156+285.2% |
| Participant deferral / active EE | $8,330 | $6,166+35.1% | $5,453+52.8% | $6,407+30.0% |
| Admin fee / account holder | $1,891 | $16,471-88.5% | $14,116-86.6% | $12,270-84.6% |