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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $837,037 | $169,361+394.2% | $129,397+546.9% | $145,877+473.8% |
| Participation rate | 50.0% | 76.5%-26.5pp | 69.6%-19.6pp | 80.3%-30.3pp |
| Annual return | 13.80% | 14395.54%-14381.7pp | 9453.98%-9440.2pp | 551.28%-537.5pp |
| Employer contribution / active EE | $23,000 | $5,542+315.0% | $4,154+453.6% | $4,663+393.3% |
| Participant deferral / active EE | $15,250 | $4,987+205.8% | $4,167+265.9% | $6,691+127.9% |
| Admin fee / account holder | $743,201 | $9,903+7405.0% | $7,679+9578.6% | $13,402+5445.4% |