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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,281 | $227,291-53.7% | $214,702-51.0% | $155,188-32.2% |
| Participation rate | 100.0% | 88.0%+12.0pp | 87.5%+12.5pp | 80.8%+19.2pp |
| Annual return | 4.99% | 60.08%-55.1pp | 54.55%-49.6pp | 148.84%-143.9pp |
| Employer contribution / active EE | $14,953 | $6,772+120.8% | $6,461+131.4% | $4,248+252.0% |
| Participant deferral / active EE | $18,202 | $9,582+90.0% | $9,147+99.0% | $6,531+178.7% |
| Admin fee / account holder | $559 | $20,413-97.3% | $19,830-97.2% | $14,480-96.1% |